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I am in Centennial temporarily until I figure out where I want to live/what neighborhoods are nice. Like I said I work at home so I don’t have an Official Hot Softball Snowman Christmas Shirt. I’m moving to Denver at the end of this month!!! Exciting and nerve-wracking at the same time. I’m totally down for a meet up when I’m there. I’m a Data Analyst/PM for a software company. My company isn’t based here (and if I am being honest I don’t know the market all that well…) but I wouldn’t get discouraged! It will take some time, and will likely be more fruitful once you are already here! There’s tons of job growth here, and it sounds like your husband will be working so embrace the unknown lol. If you work in tech I have a couple of recruiters I could recommend at TEKsystems.

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Awesome post btw, it seems like your company should invest in a better coffee machine. Anyway – This was exactly my question too. But I’m curious to know how and when you started learning about interest rates. And its impact on credit cards as well as 401k? Finance was always kept hush in my family. So when I got my first credit card I thought of free money! I’ll just pay it off in the Official Hot Softball Snowman Christmas Shirt. I am 29 years old right now making 86k a year but am in 15k credit card debt (with 35k school loan debt). Learning the hard way but slowly paying it off. For my future kids, I would like to educate them on this from my mistakes. Were you also an independent learner?

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Not op but am forever grateful to my parents for teaching me money habits! I didn’t necessarily know how much my parents made growing up but knew we were “well off” for lack of better terms. When my mom was up for a promotion, for example. She would sit us down and explain while there may be money for an extra vacation that year. It might mean her missing an Official Hot Softball Snowman Christmas Shirt. She talked to us and involved us in every big decision. She encouraged us to open Roth IRA’s at 18 using our graduation money, taught us the importance of saving, and I got a credit card with a small limit when I was 18 to build credit. When I wanted to go on senior high school spring break she told me I could go if I got a job and worked to buy my plane ticket.

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