This was probably my favorite MD ever. You’re a rockstar. Raising an Official Christmas Couples Dear Santa It Was Her Fault Shirt, falling in love (omg fooling around on the trampoline I about died at that I love it). And generally kicking ass at life. It’s nice to see your brother helps out with M’s allowance and how close you guys are. Lots of change coming for you soon but you seem to be embracing it all! Also, on M’s choice to turn down the athletic scholarship-she was so brave to do that. As someone who played basketball through college, my heart stopped being in it at that point but it felt too late to walk away, so I powered through it. There were good memories from that time, but I wasn’t brave enough to disappoint my dad and not play ball anymore.
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The trampoline part…I almost didn’t add it in. Felt very twelve years old. Then again, I didn’t do this at twelve. My brother is awesome and he does help in so many ways. Mostly being there for us. We struggled with the Official Christmas Couples Dear Santa It Was Her Fault Shirt. She wants to be a surgeon and playing sports takes time away from academics. She loves sports though, so I’m hoping she finds a way to keep doing it somehow. In the end, I left it up to her and told her she didn’t need to worry about the money part. However, she knows she’ll have to figure out med school herself. You are both correct. Which is partially why I’m so done. This job gave me stability when I needed it and our medical being fully covered and I’m grateful for it. It’s also a small company, not corporate.
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Thanks for leaving in the Official Christmas Couples Dear Santa It Was Her Fault Shirt. It was really a wonderful read and you all seem like an awesome family. One question about the 401k loan — won’t you have to pay it back in full/as a lump sum if you leave your job before you pay off the balance? I say this as someone who is currently dealing with the financial burden of parents who didn’t save enough for their own retirement needs: that is a bigger priority than paying for M’s college. She can take out loans, work, etc. If she’s got that many scholarships, it won’t be such a big burden. It sounds like she’ll be a high earner too. But there’s no other option for you to save for retirement, and you’ve got way less time than she does. If you think you’re doing her a favor by making sure she’s debt-free.