I think this might come off as rude and I don’t mean for it to. But, if your husband is pissed that you have to borrow from the A Woman Cannot Survive On Wine Alone She Also Needs Snowmobiling Shirt. So he doesn’t have to stop. Such an easy fix that truly does save a lot. Yes! I was wondering about that. His breakfasts sound a bit high for what I’m picturing to be an egg sandwich and some coffee. Can’t he make that at home? Lunches are easy to pack too even if he is on a job. My husband had to take meals that didn’t need to be heated for a long time (so no dinner leftovers) and we made it work and it was so much cheaper than buying a sandwich or whatever out.
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I know. I would be willing to try again, I just am totally at a loss at sending packed lunches. When I buy granola bars or snacks for “lunch food”. I feel like I end up spending the same amount of money, or almost as much, as he spends going out. But without being able to heat things on the A Woman Cannot Survive On Wine Alone She Also Needs Snowmobiling Shirt. I can’t send leftovers, really. And a cold sandwich stinks when he does a ten-hour day in the cold slush. There are some really good basic investing forums on Reddit that you could check out and start investing in the stock market slowly in lieu of some of that donation money. By the time your kids are older, it could be significant growth for them or your retirement.
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First of all, you are a wonderful person and a first-class mom and partner. My one comment is that if you all are struggling like this, wouldn’t your church understand if you cut back your donations to get a little bit of savings going? Is that non-negotiable? 10% is a lot of income to lose. It is wonderful to help others but as they say, put on your own oxygen mask first! But I do see how charitable giving could be something you don’t want to cut. There are some really great blogs out there with families who have the A Woman Cannot Survive On Wine Alone She Also Needs Snowmobiling Shirt. So that could be another place to try to pick up some tips. Personal finance could be a really cool unit for your kids to learn too.
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